Car Ownership Cost Calculator

Car Ownership Cost Calculator: Financing interest and parking are excluded unless added to other fees. Do not count loan principal as an expense alongside depreciation.

Your Numbers

Annual depreciation ($)

Annual fuel ($)

Annual insurance ($)

Annual maintenance ($)

Annual registration and other fees ($)

Results

Annual ownership cost ($)—

Monthly ownership cost ($)—

Input check—

Results update live as you type. Estimates only — not financial, tax, or investment advice.

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The Formula

Annual cost = depreciation + fuel + insurance + maintenance + fees

Understanding the Car Ownership Cost Calculator

$3,000 depreciation, $1,500 fuel, $1,800 insurance, $1,000 maintenance and $300 fees total $7,600 per year.

Financing interest and parking are excluded unless added to other fees. Do not count loan principal as an expense alongside depreciation.

Frequently Asked Questions

How is this calculated?

Annual cost = depreciation + fuel + insurance + maintenance + fees

What assumptions apply?

Financing interest and parking are excluded unless added to other fees. Do not count loan principal as an expense alongside depreciation.